Apr 27 2018

Secured personal loan, e Bank, secured personal loan.#Secured #personal #loan

Secured Personal Loan

Offer your car as security for a lower interest rate

Why choose a Secured Personal Loan?

Offer your car as security and borrow up to $80,000 at a lower interest rate

Fixed rate

Variable rate

Note: the first interest rate you see in your application may change once we’ve determined the value of your car. Your loan is more likely to be approved if you’ve been with St.George for six months or more.

Is your car eligible as security?

The car you offer as security for the loan must be:

Key fees

What are break costs?

Break costs are an amount equal to our reasonable estimate of loss if you break a fixed rate loan term. You’ll need to pay break costs upon early payout or partial payment (in excess of the limit set out in the loan terms and conditions) of a fixed rate loan.

Fees are subject to change.

You also get…

Preferred repayment frequency

Choose to make weekly, fortnightly or monthly repayments.

Redraw facility on variable rate loans

Redraw money from the amount you’ve repaid if you need to, provided you’re at least $500 ahead on your repayments. Each request is subject to approval and a fee.

Internet banking access

Manage your loan and track repayments online or through your mobile banking app.

The Detail

How to apply for a loan

Not right? Try these

Unsecured personal loan

A personal loan that

doesn’t require security

Secured personal loan

Get Set Loan

Access your funds

as you need them

Credit criteria, fees, charges, terms and conditions apply.

Interest rate may change and margins may apply in some circumstances. The interest rate may vary based on the value of the car you offer as security.

The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it’s right for you. Read the above product disclosure documents as well as the Online Banking Terms and Conditions (PDF 283KB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.

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